Moving from Virginia Beach to St. Paul (2026)

St. Paul has a COL index of 97 vs 93 for Virginia Beach (100 = US average). Expect to pay about 4% more for the same lifestyle.

Pay ~$40 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9397
100 = US avg
1BR rent
$1,550$1,500
per month
State tax
5.8%9.9%
income tax
Take-home at $75K
$4,378$4,122
per month

Salary needed in St. Paul to match your Virginia Beach lifestyle

Based on the 4% cost of living increase between the two cities.

Your salary in Virginia BeachEquivalent in St. Paul
$40K$41,720
$50K$52,151
$60K$62,581
$75K$78,226
$80K$83,441
$100K$104,301
$120K$125,161
$150K$156,452

Monthly budget at $75K — Virginia Beach vs St. Paul

ExpenseVirginia BeachSt. Paul
Monthly take-home$4,378$4,122
1BR rent$1,550$1,500
Groceries$369$384
Transport$48$95
Utilities$170$195
Internet$60$63
Left after essentials$2,181$1,885

Frequently asked questions

Is St. Paul cheaper than Virginia Beach?

No. St. Paul has a cost of living index of 97 vs 93 for Virginia Beach (100 = US average). That's about 4% more expensive.

How much will I save moving from Virginia Beach to St. Paul?

On a $75K salary, core expenses in St. Paul run about $40/month more than Virginia Beach. Factor this into your salary negotiation when relocating.

What salary do I need in St. Paul to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $78,226/year in St. Paul. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only