Moving from Virginia Beach to McAllen (2026)

McAllen has a COL index of 78 vs 93 for Virginia Beach (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$649/mo
on core expenses · $75K salary baseline

Key differences

COL index
9378
100 = US avg
1BR rent
$1,550$950
per month
State tax
5.8%None
income tax
Take-home at $75K
$4,378$4,741
per month

Salary needed in McAllen to match your Virginia Beach lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in McAllen
$40K$33,548
$50K$41,935
$60K$50,323
$75K$62,903
$80K$67,097
$100K$83,871
$120K$100,645
$150K$125,806

Monthly budget at $75K — Virginia Beach vs McAllen

ExpenseVirginia BeachMcAllen
Monthly take-home$4,378$4,741
1BR rent$1,550$950
Groceries$369$338
Transport$48$35
Utilities$170$165
Internet$60$60
Left after essentials$2,181$3,193

Frequently asked questions

Is McAllen cheaper than Virginia Beach?

Yes. McAllen has a cost of living index of 78 vs 93 for Virginia Beach (100 = US average). That's about 16% cheaper.

How much will I save moving from Virginia Beach to McAllen?

On a $75K salary, moving from Virginia Beach to McAllen could save roughly $649/month on core expenses. That's ~$7,788/year.

What salary do I need in McAllen to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $62,903/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only