Moving from Virginia Beach to Albany (2026)

Albany has a COL index of 92 vs 93 for Virginia Beach (100 = US average). You'd pay about 1% less for the same lifestyle.

Save ~$99/mo
on core expenses · $75K salary baseline

Key differences

COL index
9392
100 = US avg
1BR rent
$1,550$1,400
per month
State tax
5.8%6.9%
income tax
Take-home at $75K
$4,378$4,309
per month

Salary needed in Albany to match your Virginia Beach lifestyle

Based on the 1% cost of living decrease between the two cities.

Your salary in Virginia BeachEquivalent in Albany
$40K$39,570
$50K$49,462
$60K$59,355
$75K$74,194
$80K$79,140
$100K$98,925
$120K$118,710
$150K$148,387

Monthly budget at $75K — Virginia Beach vs Albany

ExpenseVirginia BeachAlbany
Monthly take-home$4,378$4,309
1BR rent$1,550$1,400
Groceries$369$380
Transport$48$68
Utilities$170$185
Internet$60$65
Left after essentials$2,181$2,211

Frequently asked questions

Is Albany cheaper than Virginia Beach?

Yes. Albany has a cost of living index of 92 vs 93 for Virginia Beach (100 = US average). That's about 1% cheaper.

How much will I save moving from Virginia Beach to Albany?

On a $75K salary, moving from Virginia Beach to Albany could save roughly $99/month on core expenses. That's ~$1,188/year.

What salary do I need in Albany to match my Virginia Beach lifestyle?

To maintain the same purchasing power as $75,000 in Virginia Beach, you'd need roughly $74,194/year in Albany. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only