Moving from Tulsa to Waco (2026)
Waco has a COL index of 83 vs 81 for Tulsa (100 = US average). Expect to pay about 2% more for the same lifestyle.
Pay ~$58 more/mo
on core expenses · $75K salary baseline
Key differences
COL index
8183
100 = US avg
1BR rent
$1,050$1,000
per month
State tax
4.8%None
income tax
Take-home at $75K
$4,441$4,741
per month
Salary needed in Waco to match your Tulsa lifestyle
Based on the 2% cost of living increase between the two cities.
| Your salary in Tulsa | Equivalent in Waco |
|---|---|
| $40K | $40,988 |
| $50K | $51,235 |
| $60K | $61,481 |
| $75K | $76,852 |
| $80K | $81,975 |
| $100K | $102,469 |
| $120K | $122,963 |
| $150K | $153,704 |
Monthly budget at $75K — Tulsa vs Waco
| Expense | Tulsa | Waco |
|---|---|---|
| Monthly take-home | $4,441 | $4,741 |
| 1BR rent | $1,050 | $1,000 |
| Groceries | $350 | $350 |
| Transport | $48 | $38 |
| Utilities | $172 | $172 |
| Internet | $58 | $60 |
| Left after essentials | $2,763 | $3,121 |
Frequently asked questions
Is Waco cheaper than Tulsa?
No. Waco has a cost of living index of 83 vs 81 for Tulsa (100 = US average). That's about 2% more expensive.
How much will I save moving from Tulsa to Waco?
On a $75K salary, moving from Tulsa to Waco could save roughly $58/month on core expenses. That's ~$696/year.
What salary do I need in Waco to match my Tulsa lifestyle?
To maintain the same purchasing power as $75,000 in Tulsa, you'd need roughly $76,852/year in Waco. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only