Moving from Topeka to Duluth (2026)

Duluth has a COL index of 87 vs 80 for Topeka (100 = US average). Expect to pay about 9% more for the same lifestyle.

Pay ~$321 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8087
100 = US avg
1BR rent
$940$1,200
per month
State tax
5.7%9.9%
income tax
Take-home at $75K
$4,384$4,122
per month

Salary needed in Duluth to match your Topeka lifestyle

Based on the 9% cost of living increase between the two cities.

Your salary in TopekaEquivalent in Duluth
$40K$43,500
$50K$54,375
$60K$65,250
$75K$81,563
$80K$87,000
$100K$108,750
$120K$130,500
$150K$163,125

Monthly budget at $75K — Topeka vs Duluth

ExpenseTopekaDuluth
Monthly take-home$4,384$4,122
1BR rent$940$1,200
Groceries$350$369
Transport$40$60
Utilities$150$165
Internet$55$62
Left after essentials$2,849$2,266

Frequently asked questions

Is Duluth cheaper than Topeka?

No. Duluth has a cost of living index of 87 vs 80 for Topeka (100 = US average). That's about 9% more expensive.

How much will I save moving from Topeka to Duluth?

On a $75K salary, core expenses in Duluth run about $321/month more than Topeka. Factor this into your salary negotiation when relocating.

What salary do I need in Duluth to match my Topeka lifestyle?

To maintain the same purchasing power as $75,000 in Topeka, you'd need roughly $81,563/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only