Moving from Tempe to Madrid (2026)

Madrid has a COL index of 65 vs 103 for Tempe (100 = US average). You'd pay about 37% less for the same lifestyle.

Save ~$756/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
103 โ†’ 65
100 = US avg
1BR rent
$1,600 โ†’ $1,200
per month
State tax
2.5% โ†’ 21%
income tax
COL difference
103 โ†’ 65
37% cheaper

Salary needed in Madrid to match your Tempe lifestyle

Based on the 37% cost of living decrease between the two cities.

Your salary in TempeEquivalent in Madrid
$40K$25,398
$50K$31,748
$60K$38,097
$75K$47,621
$80K$50,796
$100K$63,495
$120K$76,194
$150K$95,243

Adjust your salary

Save ~$447/moon core expenses at $75K

Monthly budget at $75K โ€” Tempe vs Madrid

ExpenseTempeMadrid
Monthly take-home$4,584$3,428
1BR rent$1,600$1,200
Groceries$380$380
Transport$55$150
Utilities$210$95
Internet$62$35
Left after essentials$2,277$1,568

30-Year Wealth Builder

If you invest your monthly savings of $447 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$545,327

over 30 years compared to staying in Tempe โ€” that's the real price of a city.

$447/mo invested

Frequently asked questions

Is Madrid cheaper than Tempe?

Yes. Madrid has a cost of living index of 65 vs 103 for Tempe (100 = US average). That's about 37% cheaper.

How much will I save moving from Tempe to Madrid?

On a $75K salary, core expenses in Madrid run about $756/month more than Tempe. Factor this into your salary negotiation when relocating.

What salary do I need in Madrid to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $47,621/year in Madrid. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only