Moving from Tempe to Duluth (2026)

Duluth has a COL index of 87 vs 103 for Tempe (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$451/mo
on core expenses · $75K salary baseline

Key differences

COL index
10387
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
2.5%9.9%
income tax
Take-home at $75K
$4,584$4,122
per month

Salary needed in Duluth to match your Tempe lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in TempeEquivalent in Duluth
$40K$33,786
$50K$42,233
$60K$50,680
$75K$63,350
$80K$67,573
$100K$84,466
$120K$101,359
$150K$126,699

Monthly budget at $75K — Tempe vs Duluth

ExpenseTempeDuluth
Monthly take-home$4,584$4,122
1BR rent$1,600$1,200
Groceries$380$369
Transport$55$60
Utilities$210$165
Internet$62$62
Left after essentials$2,277$2,266

Frequently asked questions

Is Duluth cheaper than Tempe?

Yes. Duluth has a cost of living index of 87 vs 103 for Tempe (100 = US average). That's about 16% cheaper.

How much will I save moving from Tempe to Duluth?

On a $75K salary, moving from Tempe to Duluth could save roughly $451/month on core expenses. That's ~$5,412/year.

What salary do I need in Duluth to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $63,350/year in Duluth. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only