Moving from Tempe to Chattanooga (2026)
Chattanooga has a COL index of 86 vs 103 for Tempe (100 = US average). You'd pay about 17% less for the same lifestyle.
Key differences
Salary needed in Chattanooga to match your Tempe lifestyle
Based on the 17% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in Chattanooga |
|---|---|
| $40K | $33,398 |
| $50K | $41,748 |
| $60K | $50,097 |
| $75K | $62,621 |
| $80K | $66,796 |
| $100K | $83,495 |
| $120K | $100,194 |
| $150K | $125,243 |
Monthly budget at $75K — Tempe vs Chattanooga
| Expense | Tempe | Chattanooga |
|---|---|---|
| Monthly take-home | $4,584 | $4,741 |
| 1BR rent | $1,600 | $1,250 |
| Groceries | $380 | $357 |
| Transport | $55 | $45 |
| Utilities | $210 | $165 |
| Internet | $62 | $58 |
| Left after essentials | $2,277 | $2,866 |
Frequently asked questions
Is Chattanooga cheaper than Tempe?
Yes. Chattanooga has a cost of living index of 86 vs 103 for Tempe (100 = US average). That's about 17% cheaper.
How much will I save moving from Tempe to Chattanooga?
On a $75K salary, moving from Tempe to Chattanooga could save roughly $432/month on core expenses. That's ~$5,184/year.
What salary do I need in Chattanooga to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $62,621/year in Chattanooga. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only