Moving from Tempe to Birmingham (2026)

Birmingham has a COL index of 84 vs 103 for Tempe (100 = US average). You'd pay about 18% less for the same lifestyle.

Save ~$477/mo
on core expenses · $75K salary baseline

Key differences

COL index
10384
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
2.5%5%
income tax
Take-home at $75K
$4,584$4,428
per month

Salary needed in Birmingham to match your Tempe lifestyle

Based on the 18% cost of living decrease between the two cities.

Your salary in TempeEquivalent in Birmingham
$40K$32,621
$50K$40,777
$60K$48,932
$75K$61,165
$80K$65,243
$100K$81,553
$120K$97,864
$150K$122,330

Monthly budget at $75K — Tempe vs Birmingham

ExpenseTempeBirmingham
Monthly take-home$4,584$4,428
1BR rent$1,600$1,200
Groceries$380$357
Transport$55$40
Utilities$210$175
Internet$62$58
Left after essentials$2,277$2,598

Frequently asked questions

Is Birmingham cheaper than Tempe?

Yes. Birmingham has a cost of living index of 84 vs 103 for Tempe (100 = US average). That's about 18% cheaper.

How much will I save moving from Tempe to Birmingham?

On a $75K salary, moving from Tempe to Birmingham could save roughly $477/month on core expenses. That's ~$5,724/year.

What salary do I need in Birmingham to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $61,165/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only