Moving from Tempe to Billings (2026)

Billings has a COL index of 89 vs 103 for Tempe (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$480/mo
on core expenses · $75K salary baseline

Key differences

COL index
10389
100 = US avg
1BR rent
$1,600$1,200
per month
State tax
2.5%6.8%
income tax
Take-home at $75K
$4,584$4,316
per month

Salary needed in Billings to match your Tempe lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in TempeEquivalent in Billings
$40K$34,563
$50K$43,204
$60K$51,845
$75K$64,806
$80K$69,126
$100K$86,408
$120K$103,689
$150K$129,612

Monthly budget at $75K — Tempe vs Billings

ExpenseTempeBillings
Monthly take-home$4,584$4,316
1BR rent$1,600$1,200
Groceries$380$369
Transport$55$42
Utilities$210$148
Internet$62$68
Left after essentials$2,277$2,489

Frequently asked questions

Is Billings cheaper than Tempe?

Yes. Billings has a cost of living index of 89 vs 103 for Tempe (100 = US average). That's about 14% cheaper.

How much will I save moving from Tempe to Billings?

On a $75K salary, moving from Tempe to Billings could save roughly $480/month on core expenses. That's ~$5,760/year.

What salary do I need in Billings to match my Tempe lifestyle?

To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $64,806/year in Billings. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only