Moving from Tempe to Albany (2026)
Albany has a COL index of 92 vs 103 for Tempe (100 = US average). You'd pay about 11% less for the same lifestyle.
Save ~$209/mo
on core expenses · $75K salary baseline
Key differences
COL index
10392
100 = US avg
1BR rent
$1,600$1,400
per month
State tax
2.5%6.9%
income tax
Take-home at $75K
$4,584$4,309
per month
Salary needed in Albany to match your Tempe lifestyle
Based on the 11% cost of living decrease between the two cities.
| Your salary in Tempe | Equivalent in Albany |
|---|---|
| $40K | $35,728 |
| $50K | $44,660 |
| $60K | $53,592 |
| $75K | $66,990 |
| $80K | $71,456 |
| $100K | $89,320 |
| $120K | $107,184 |
| $150K | $133,981 |
Monthly budget at $75K — Tempe vs Albany
| Expense | Tempe | Albany |
|---|---|---|
| Monthly take-home | $4,584 | $4,309 |
| 1BR rent | $1,600 | $1,400 |
| Groceries | $380 | $380 |
| Transport | $55 | $68 |
| Utilities | $210 | $185 |
| Internet | $62 | $65 |
| Left after essentials | $2,277 | $2,211 |
Frequently asked questions
Is Albany cheaper than Tempe?
Yes. Albany has a cost of living index of 92 vs 103 for Tempe (100 = US average). That's about 11% cheaper.
How much will I save moving from Tempe to Albany?
On a $75K salary, moving from Tempe to Albany could save roughly $209/month on core expenses. That's ~$2,508/year.
What salary do I need in Albany to match my Tempe lifestyle?
To maintain the same purchasing power as $75,000 in Tempe, you'd need roughly $66,990/year in Albany. This is based on the overall COL index difference between the two cities.
Moving from Albany to TempeTempe vs Albany — full comparisonTempe cost of livingAlbany cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only