Moving from Tampa to Toledo (2026)
Toledo has a COL index of 81 vs 104 for Tampa (100 = US average). You'd pay about 22% less for the same lifestyle.
Save ~$1,018/mo
on core expenses · $75K salary baseline
Key differences
COL index
10481
100 = US avg
1BR rent
$2,000$1,050
per month
State tax
None3.5%
income tax
Take-home at $75K
$4,741$4,522
per month
Salary needed in Toledo to match your Tampa lifestyle
Based on the 22% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in Toledo |
|---|---|
| $40K | $31,154 |
| $50K | $38,942 |
| $60K | $46,731 |
| $75K | $58,413 |
| $80K | $62,308 |
| $100K | $77,885 |
| $120K | $93,462 |
| $150K | $116,827 |
Monthly budget at $75K — Tampa vs Toledo
| Expense | Tampa | Toledo |
|---|---|---|
| Monthly take-home | $4,741 | $4,522 |
| 1BR rent | $2,000 | $1,050 |
| Groceries | $376 | $357 |
| Transport | $65 | $58 |
| Utilities | $195 | $160 |
| Internet | $65 | $58 |
| Left after essentials | $2,040 | $2,839 |
Frequently asked questions
Is Toledo cheaper than Tampa?
Yes. Toledo has a cost of living index of 81 vs 104 for Tampa (100 = US average). That's about 22% cheaper.
How much will I save moving from Tampa to Toledo?
On a $75K salary, moving from Tampa to Toledo could save roughly $1,018/month on core expenses. That's ~$12,216/year.
What salary do I need in Toledo to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $58,413/year in Toledo. This is based on the overall COL index difference between the two cities.
Moving from Toledo to TampaTampa vs Toledo — full comparisonTampa cost of livingToledo cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only