Moving from Tampa to St. Paul (2026)
St. Paul has a COL index of 97 vs 104 for Tampa (100 = US average). You'd pay about 7% less for the same lifestyle.
Save ~$464/mo
on core expenses · $75K salary baseline
Key differences
COL index
10497
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
None9.9%
income tax
Take-home at $75K
$4,741$4,122
per month
Salary needed in St. Paul to match your Tampa lifestyle
Based on the 7% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in St. Paul |
|---|---|
| $40K | $37,308 |
| $50K | $46,635 |
| $60K | $55,962 |
| $75K | $69,952 |
| $80K | $74,615 |
| $100K | $93,269 |
| $120K | $111,923 |
| $150K | $139,904 |
Monthly budget at $75K — Tampa vs St. Paul
| Expense | Tampa | St. Paul |
|---|---|---|
| Monthly take-home | $4,741 | $4,122 |
| 1BR rent | $2,000 | $1,500 |
| Groceries | $376 | $384 |
| Transport | $65 | $95 |
| Utilities | $195 | $195 |
| Internet | $65 | $63 |
| Left after essentials | $2,040 | $1,885 |
Frequently asked questions
Is St. Paul cheaper than Tampa?
Yes. St. Paul has a cost of living index of 97 vs 104 for Tampa (100 = US average). That's about 7% cheaper.
How much will I save moving from Tampa to St. Paul?
On a $75K salary, moving from Tampa to St. Paul could save roughly $464/month on core expenses. That's ~$5,568/year.
What salary do I need in St. Paul to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $69,952/year in St. Paul. This is based on the overall COL index difference between the two cities.
Moving from St. Paul to TampaTampa vs St. Paul — full comparisonTampa cost of livingSt. Paul cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only