Moving from Tampa to Richmond (2026)
Richmond has a COL index of 98 vs 104 for Tampa (100 = US average). You'd pay about 6% less for the same lifestyle.
Save ~$447/mo
on core expenses · $75K salary baseline
Key differences
COL index
10498
100 = US avg
1BR rent
$2,000$1,600
per month
State tax
None5.8%
income tax
Take-home at $75K
$4,741$4,378
per month
Salary needed in Richmond to match your Tampa lifestyle
Based on the 6% cost of living decrease between the two cities.
| Your salary in Tampa | Equivalent in Richmond |
|---|---|
| $40K | $37,692 |
| $50K | $47,115 |
| $60K | $56,538 |
| $75K | $70,673 |
| $80K | $75,385 |
| $100K | $94,231 |
| $120K | $113,077 |
| $150K | $141,346 |
Monthly budget at $75K — Tampa vs Richmond
| Expense | Tampa | Richmond |
|---|---|---|
| Monthly take-home | $4,741 | $4,378 |
| 1BR rent | $2,000 | $1,600 |
| Groceries | $376 | $369 |
| Transport | $65 | $70 |
| Utilities | $195 | $155 |
| Internet | $65 | $60 |
| Left after essentials | $2,040 | $2,124 |
Frequently asked questions
Is Richmond cheaper than Tampa?
Yes. Richmond has a cost of living index of 98 vs 104 for Tampa (100 = US average). That's about 6% cheaper.
How much will I save moving from Tampa to Richmond?
On a $75K salary, moving from Tampa to Richmond could save roughly $447/month on core expenses. That's ~$5,364/year.
What salary do I need in Richmond to match my Tampa lifestyle?
To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $70,673/year in Richmond. This is based on the overall COL index difference between the two cities.
Moving from Richmond to TampaTampa vs Richmond — full comparisonTampa cost of livingRichmond cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only