Moving from Tampa to Louisville (2026)

Louisville has a COL index of 88 vs 104 for Tampa (100 = US average). You'd pay about 15% less for the same lifestyle.

Save ~$758/mo
on core expenses · $75K salary baseline

Key differences

COL index
10488
100 = US avg
1BR rent
$2,000$1,300
per month
State tax
None4%
income tax
Take-home at $75K
$4,741$4,491
per month

Salary needed in Louisville to match your Tampa lifestyle

Based on the 15% cost of living decrease between the two cities.

Your salary in TampaEquivalent in Louisville
$40K$33,846
$50K$42,308
$60K$50,769
$75K$63,462
$80K$67,692
$100K$84,615
$120K$101,538
$150K$126,923

Monthly budget at $75K — Tampa vs Louisville

ExpenseTampaLouisville
Monthly take-home$4,741$4,491
1BR rent$2,000$1,300
Groceries$376$361
Transport$65$60
Utilities$195$162
Internet$65$60
Left after essentials$2,040$2,548

Frequently asked questions

Is Louisville cheaper than Tampa?

Yes. Louisville has a cost of living index of 88 vs 104 for Tampa (100 = US average). That's about 15% cheaper.

How much will I save moving from Tampa to Louisville?

On a $75K salary, moving from Tampa to Louisville could save roughly $758/month on core expenses. That's ~$9,096/year.

What salary do I need in Louisville to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $63,462/year in Louisville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only