Moving from Tampa to Concord (2026)

Concord has a COL index of 92 vs 104 for Tampa (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$582/mo
on core expenses · $75K salary baseline

Key differences

COL index
10492
100 = US avg
1BR rent
$2,000$1,500
per month
State tax
None4.5%
income tax
Take-home at $75K
$4,741$4,459
per month

Salary needed in Concord to match your Tampa lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in TampaEquivalent in Concord
$40K$35,385
$50K$44,231
$60K$53,077
$75K$66,346
$80K$70,769
$100K$88,462
$120K$106,154
$150K$132,692

Monthly budget at $75K — Tampa vs Concord

ExpenseTampaConcord
Monthly take-home$4,741$4,459
1BR rent$2,000$1,500
Groceries$376$365
Transport$65$42
Utilities$195$152
Internet$65$60
Left after essentials$2,040$2,340

Frequently asked questions

Is Concord cheaper than Tampa?

Yes. Concord has a cost of living index of 92 vs 104 for Tampa (100 = US average). That's about 12% cheaper.

How much will I save moving from Tampa to Concord?

On a $75K salary, moving from Tampa to Concord could save roughly $582/month on core expenses. That's ~$6,984/year.

What salary do I need in Concord to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $66,346/year in Concord. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only