Moving from Tampa to Birmingham (2026)

Birmingham has a COL index of 84 vs 104 for Tampa (100 = US average). You'd pay about 19% less for the same lifestyle.

Save ~$871/mo
on core expenses · $75K salary baseline

Key differences

COL index
10484
100 = US avg
1BR rent
$2,000$1,200
per month
State tax
None5%
income tax
Take-home at $75K
$4,741$4,428
per month

Salary needed in Birmingham to match your Tampa lifestyle

Based on the 19% cost of living decrease between the two cities.

Your salary in TampaEquivalent in Birmingham
$40K$32,308
$50K$40,385
$60K$48,462
$75K$60,577
$80K$64,615
$100K$80,769
$120K$96,923
$150K$121,154

Monthly budget at $75K — Tampa vs Birmingham

ExpenseTampaBirmingham
Monthly take-home$4,741$4,428
1BR rent$2,000$1,200
Groceries$376$357
Transport$65$40
Utilities$195$175
Internet$65$58
Left after essentials$2,040$2,598

Frequently asked questions

Is Birmingham cheaper than Tampa?

Yes. Birmingham has a cost of living index of 84 vs 104 for Tampa (100 = US average). That's about 19% cheaper.

How much will I save moving from Tampa to Birmingham?

On a $75K salary, moving from Tampa to Birmingham could save roughly $871/month on core expenses. That's ~$10,452/year.

What salary do I need in Birmingham to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $60,577/year in Birmingham. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only