Moving from Tampa to Baltimore (2026)

Baltimore has a COL index of 110 vs 104 for Tampa (100 = US average). Expect to pay about 6% more for the same lifestyle.

Pay ~$82 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
104110
100 = US avg
1BR rent
$2,000$1,900
per month
State tax
None4.8%
income tax
Take-home at $75K
$4,741$4,441
per month

Salary needed in Baltimore to match your Tampa lifestyle

Based on the 6% cost of living increase between the two cities.

Your salary in TampaEquivalent in Baltimore
$40K$42,308
$50K$52,885
$60K$63,462
$75K$79,327
$80K$84,615
$100K$105,769
$120K$126,923
$150K$158,654

Monthly budget at $75K — Tampa vs Baltimore

ExpenseTampaBaltimore
Monthly take-home$4,741$4,441
1BR rent$2,000$1,900
Groceries$376$391
Transport$65$88
Utilities$195$175
Internet$65$65
Left after essentials$2,040$1,822

Frequently asked questions

Is Baltimore cheaper than Tampa?

No. Baltimore has a cost of living index of 110 vs 104 for Tampa (100 = US average). That's about 6% more expensive.

How much will I save moving from Tampa to Baltimore?

On a $75K salary, moving from Tampa to Baltimore could save roughly $82/month on core expenses. That's ~$984/year.

What salary do I need in Baltimore to match my Tampa lifestyle?

To maintain the same purchasing power as $75,000 in Tampa, you'd need roughly $79,327/year in Baltimore. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only