Moving from Stockton to Madison (2026)

Madison has a COL index of 97 vs 100 for Stockton (100 = US average). You'd pay about 3% less for the same lifestyle.

Save ~$155/mo
on core expenses · $75K salary baseline

Key differences

COL index
10097
100 = US avg
1BR rent
$1,500$1,650
per month
State tax
9.3%7.7%
income tax
Take-home at $75K
$4,159$4,259
per month

Salary needed in Madison to match your Stockton lifestyle

Based on the 3% cost of living decrease between the two cities.

Your salary in StocktonEquivalent in Madison
$40K$38,800
$50K$48,500
$60K$58,200
$75K$72,750
$80K$77,600
$100K$97,000
$120K$116,400
$150K$145,500

Monthly budget at $75K — Stockton vs Madison

ExpenseStocktonMadison
Monthly take-home$4,159$4,259
1BR rent$1,500$1,650
Groceries$388$384
Transport$68$62
Utilities$145$162
Internet$65$63
Left after essentials$1,993$1,938

Frequently asked questions

Is Madison cheaper than Stockton?

Yes. Madison has a cost of living index of 97 vs 100 for Stockton (100 = US average). That's about 3% cheaper.

How much will I save moving from Stockton to Madison?

On a $75K salary, core expenses in Madison run about $155/month more than Stockton. Factor this into your salary negotiation when relocating.

What salary do I need in Madison to match my Stockton lifestyle?

To maintain the same purchasing power as $75,000 in Stockton, you'd need roughly $72,750/year in Madison. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only