Moving from Stockton to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 100 for Stockton (100 = US average). You'd pay about 14% less for the same lifestyle.

Save ~$291/mo
on core expenses · $75K salary baseline

Key differences

COL index
10086
100 = US avg
1BR rent
$1,500$1,250
per month
State tax
9.3%None
income tax
Take-home at $75K
$4,159$4,741
per month

Salary needed in Chattanooga to match your Stockton lifestyle

Based on the 14% cost of living decrease between the two cities.

Your salary in StocktonEquivalent in Chattanooga
$40K$34,400
$50K$43,000
$60K$51,600
$75K$64,500
$80K$68,800
$100K$86,000
$120K$103,200
$150K$129,000

Monthly budget at $75K — Stockton vs Chattanooga

ExpenseStocktonChattanooga
Monthly take-home$4,159$4,741
1BR rent$1,500$1,250
Groceries$388$357
Transport$68$45
Utilities$145$165
Internet$65$58
Left after essentials$1,993$2,866

Frequently asked questions

Is Chattanooga cheaper than Stockton?

Yes. Chattanooga has a cost of living index of 86 vs 100 for Stockton (100 = US average). That's about 14% cheaper.

How much will I save moving from Stockton to Chattanooga?

On a $75K salary, moving from Stockton to Chattanooga could save roughly $291/month on core expenses. That's ~$3,492/year.

What salary do I need in Chattanooga to match my Stockton lifestyle?

To maintain the same purchasing power as $75,000 in Stockton, you'd need roughly $64,500/year in Chattanooga. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only