Moving from St. Paul to Springfield (2026)

Springfield has a COL index of 98 vs 97 for St. Paul (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$74 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9798
100 = US avg
1BR rent
$1,500$1,450
per month
State tax
9.9%5%
income tax
Take-home at $75K
$4,122$4,428
per month

Salary needed in Springfield to match your St. Paul lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Springfield
$40K$40,412
$50K$50,515
$60K$60,619
$75K$75,773
$80K$80,825
$100K$101,031
$120K$121,237
$150K$151,546

Monthly budget at $75K — St. Paul vs Springfield

ExpenseSt. PaulSpringfield
Monthly take-home$4,122$4,428
1BR rent$1,500$1,450
Groceries$384$391
Transport$95$72
Utilities$195$185
Internet$63$65
Left after essentials$1,885$2,265

Frequently asked questions

Is Springfield cheaper than St. Paul?

No. Springfield has a cost of living index of 98 vs 97 for St. Paul (100 = US average). That's about 1% more expensive.

How much will I save moving from St. Paul to Springfield?

On a $75K salary, moving from St. Paul to Springfield could save roughly $74/month on core expenses. That's ~$888/year.

What salary do I need in Springfield to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $75,773/year in Springfield. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only