Moving from St. Paul to Sioux Falls (2026)
Sioux Falls has a COL index of 88 vs 97 for St. Paul (100 = US average). You'd pay about 9% less for the same lifestyle.
Key differences
Salary needed in Sioux Falls to match your St. Paul lifestyle
Based on the 9% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Sioux Falls |
|---|---|
| $40K | $36,289 |
| $50K | $45,361 |
| $60K | $54,433 |
| $75K | $68,041 |
| $80K | $72,577 |
| $100K | $90,722 |
| $120K | $108,866 |
| $150K | $136,082 |
Monthly budget at $75K — St. Paul vs Sioux Falls
| Expense | St. Paul | Sioux Falls |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,500 | $1,250 |
| Groceries | $384 | $365 |
| Transport | $95 | $42 |
| Utilities | $195 | $155 |
| Internet | $63 | $60 |
| Left after essentials | $1,885 | $2,869 |
Frequently asked questions
Is Sioux Falls cheaper than St. Paul?
Yes. Sioux Falls has a cost of living index of 88 vs 97 for St. Paul (100 = US average). That's about 9% cheaper.
How much will I save moving from St. Paul to Sioux Falls?
On a $75K salary, moving from St. Paul to Sioux Falls could save roughly $365/month on core expenses. That's ~$4,380/year.
What salary do I need in Sioux Falls to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $68,041/year in Sioux Falls. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only