Moving from St. Paul to Sacramento (2026)

Sacramento has a COL index of 127 vs 97 for St. Paul (100 = US average). Expect to pay about 31% more for the same lifestyle.

Pay ~$481 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97127
100 = US avg
1BR rent
$1,500$2,000
per month
State tax
9.9%9.3%
income tax
Take-home at $75K
$4,122$4,159
per month

Salary needed in Sacramento to match your St. Paul lifestyle

Based on the 31% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Sacramento
$40K$52,371
$50K$65,464
$60K$78,557
$75K$98,196
$80K$104,742
$100K$130,928
$120K$157,113
$150K$196,392

Monthly budget at $75K — St. Paul vs Sacramento

ExpenseSt. PaulSacramento
Monthly take-home$4,122$4,159
1BR rent$1,500$2,000
Groceries$384$403
Transport$95$100
Utilities$195$150
Internet$63$65
Left after essentials$1,885$1,441

Frequently asked questions

Is Sacramento cheaper than St. Paul?

No. Sacramento has a cost of living index of 127 vs 97 for St. Paul (100 = US average). That's about 31% more expensive.

How much will I save moving from St. Paul to Sacramento?

On a $75K salary, core expenses in Sacramento run about $481/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Sacramento to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $98,196/year in Sacramento. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only