Moving from St. Paul to Midland (2026)
Midland has a COL index of 93 vs 97 for St. Paul (100 = US average). You'd pay about 4% less for the same lifestyle.
Save ~$394/mo
on core expenses · $75K salary baseline
Key differences
COL index
9793
100 = US avg
1BR rent
$1,500$1,200
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month
Salary needed in Midland to match your St. Paul lifestyle
Based on the 4% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Midland |
|---|---|
| $40K | $38,351 |
| $50K | $47,938 |
| $60K | $57,526 |
| $75K | $71,907 |
| $80K | $76,701 |
| $100K | $95,876 |
| $120K | $115,052 |
| $150K | $143,814 |
Monthly budget at $75K — St. Paul vs Midland
| Expense | St. Paul | Midland |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,500 | $1,200 |
| Groceries | $384 | $365 |
| Transport | $95 | $35 |
| Utilities | $195 | $178 |
| Internet | $63 | $65 |
| Left after essentials | $1,885 | $2,898 |
Frequently asked questions
Is Midland cheaper than St. Paul?
Yes. Midland has a cost of living index of 93 vs 97 for St. Paul (100 = US average). That's about 4% cheaper.
How much will I save moving from St. Paul to Midland?
On a $75K salary, moving from St. Paul to Midland could save roughly $394/month on core expenses. That's ~$4,728/year.
What salary do I need in Midland to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $71,907/year in Midland. This is based on the overall COL index difference between the two cities.
Moving from Midland to St. PaulSt. Paul vs Midland — full comparisonSt. Paul cost of livingMidland cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only