Moving from St. Paul to McAllen (2026)
McAllen has a COL index of 78 vs 97 for St. Paul (100 = US average). You'd pay about 20% less for the same lifestyle.
Save ~$689/mo
on core expenses · $75K salary baseline
Key differences
COL index
9778
100 = US avg
1BR rent
$1,500$950
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month
Salary needed in McAllen to match your St. Paul lifestyle
Based on the 20% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in McAllen |
|---|---|
| $40K | $32,165 |
| $50K | $40,206 |
| $60K | $48,247 |
| $75K | $60,309 |
| $80K | $64,330 |
| $100K | $80,412 |
| $120K | $96,495 |
| $150K | $120,619 |
Monthly budget at $75K — St. Paul vs McAllen
| Expense | St. Paul | McAllen |
|---|---|---|
| Monthly take-home | $4,122 | $4,741 |
| 1BR rent | $1,500 | $950 |
| Groceries | $384 | $338 |
| Transport | $95 | $35 |
| Utilities | $195 | $165 |
| Internet | $63 | $60 |
| Left after essentials | $1,885 | $3,193 |
Frequently asked questions
Is McAllen cheaper than St. Paul?
Yes. McAllen has a cost of living index of 78 vs 97 for St. Paul (100 = US average). That's about 20% cheaper.
How much will I save moving from St. Paul to McAllen?
On a $75K salary, moving from St. Paul to McAllen could save roughly $689/month on core expenses. That's ~$8,268/year.
What salary do I need in McAllen to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $60,309/year in McAllen. This is based on the overall COL index difference between the two cities.
Moving from McAllen to St. PaulSt. Paul vs McAllen — full comparisonSt. Paul cost of livingMcAllen cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only