Moving from St. Paul to Harrisburg (2026)

Harrisburg has a COL index of 90 vs 97 for St. Paul (100 = US average). You'd pay about 7% less for the same lifestyle.

Save ~$305/mo
on core expenses · $75K salary baseline

Key differences

COL index
9790
100 = US avg
1BR rent
$1,500$1,250
per month
State tax
9.9%3.1%
income tax
Take-home at $75K
$4,122$4,547
per month

Salary needed in Harrisburg to match your St. Paul lifestyle

Based on the 7% cost of living decrease between the two cities.

Your salary in St. PaulEquivalent in Harrisburg
$40K$37,113
$50K$46,392
$60K$55,670
$75K$69,588
$80K$74,227
$100K$92,784
$120K$111,340
$150K$139,175

Monthly budget at $75K — St. Paul vs Harrisburg

ExpenseSt. PaulHarrisburg
Monthly take-home$4,122$4,547
1BR rent$1,500$1,250
Groceries$384$372
Transport$95$72
Utilities$195$175
Internet$63$63
Left after essentials$1,885$2,615

Frequently asked questions

Is Harrisburg cheaper than St. Paul?

Yes. Harrisburg has a cost of living index of 90 vs 97 for St. Paul (100 = US average). That's about 7% cheaper.

How much will I save moving from St. Paul to Harrisburg?

On a $75K salary, moving from St. Paul to Harrisburg could save roughly $305/month on core expenses. That's ~$3,660/year.

What salary do I need in Harrisburg to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $69,588/year in Harrisburg. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only