Moving from St. Paul to Dayton (2026)
Dayton has a COL index of 83 vs 97 for St. Paul (100 = US average). You'd pay about 14% less for the same lifestyle.
Save ~$496/mo
on core expenses · $75K salary baseline
Key differences
COL index
9783
100 = US avg
1BR rent
$1,500$1,100
per month
State tax
9.9%3.5%
income tax
Take-home at $75K
$4,122$4,522
per month
Salary needed in Dayton to match your St. Paul lifestyle
Based on the 14% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Dayton |
|---|---|
| $40K | $34,227 |
| $50K | $42,784 |
| $60K | $51,340 |
| $75K | $64,175 |
| $80K | $68,454 |
| $100K | $85,567 |
| $120K | $102,680 |
| $150K | $128,351 |
Monthly budget at $75K — St. Paul vs Dayton
| Expense | St. Paul | Dayton |
|---|---|---|
| Monthly take-home | $4,122 | $4,522 |
| 1BR rent | $1,500 | $1,100 |
| Groceries | $384 | $361 |
| Transport | $95 | $60 |
| Utilities | $195 | $162 |
| Internet | $63 | $58 |
| Left after essentials | $1,885 | $2,781 |
Frequently asked questions
Is Dayton cheaper than St. Paul?
Yes. Dayton has a cost of living index of 83 vs 97 for St. Paul (100 = US average). That's about 14% cheaper.
How much will I save moving from St. Paul to Dayton?
On a $75K salary, moving from St. Paul to Dayton could save roughly $496/month on core expenses. That's ~$5,952/year.
What salary do I need in Dayton to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $64,175/year in Dayton. This is based on the overall COL index difference between the two cities.
Moving from Dayton to St. PaulSt. Paul vs Dayton — full comparisonSt. Paul cost of livingDayton cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only