Moving from St. Paul to Columbia (2026)

Columbia has a COL index of 87 vs 97 for St. Paul (100 = US average). You'd pay about 10% less for the same lifestyle.

Save ~$369/mo
on core expenses · $75K salary baseline

Key differences

COL index
9787
100 = US avg
1BR rent
$1,500$1,250
per month
State tax
9.9%6.2%
income tax
Take-home at $75K
$4,122$4,353
per month

Salary needed in Columbia to match your St. Paul lifestyle

Based on the 10% cost of living decrease between the two cities.

Your salary in St. PaulEquivalent in Columbia
$40K$35,876
$50K$44,845
$60K$53,814
$75K$67,268
$80K$71,753
$100K$89,691
$120K$107,629
$150K$134,536

Monthly budget at $75K — St. Paul vs Columbia

ExpenseSt. PaulColumbia
Monthly take-home$4,122$4,353
1BR rent$1,500$1,250
Groceries$384$361
Transport$95$45
Utilities$195$152
Internet$63$60
Left after essentials$1,885$2,485

Frequently asked questions

Is Columbia cheaper than St. Paul?

Yes. Columbia has a cost of living index of 87 vs 97 for St. Paul (100 = US average). That's about 10% cheaper.

How much will I save moving from St. Paul to Columbia?

On a $75K salary, moving from St. Paul to Columbia could save roughly $369/month on core expenses. That's ~$4,428/year.

What salary do I need in Columbia to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $67,268/year in Columbia. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only