Moving from St. Paul to Cedar Rapids (2026)
Cedar Rapids has a COL index of 85 vs 97 for St. Paul (100 = US average). You'd pay about 12% less for the same lifestyle.
Key differences
Salary needed in Cedar Rapids to match your St. Paul lifestyle
Based on the 12% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Cedar Rapids |
|---|---|
| $40K | $35,052 |
| $50K | $43,814 |
| $60K | $52,577 |
| $75K | $65,722 |
| $80K | $70,103 |
| $100K | $87,629 |
| $120K | $105,155 |
| $150K | $131,443 |
Monthly budget at $75K — St. Paul vs Cedar Rapids
| Expense | St. Paul | Cedar Rapids |
|---|---|---|
| Monthly take-home | $4,122 | $4,384 |
| 1BR rent | $1,500 | $1,100 |
| Groceries | $384 | $357 |
| Transport | $95 | $45 |
| Utilities | $195 | $152 |
| Internet | $63 | $58 |
| Left after essentials | $1,885 | $2,672 |
Frequently asked questions
Is Cedar Rapids cheaper than St. Paul?
Yes. Cedar Rapids has a cost of living index of 85 vs 97 for St. Paul (100 = US average). That's about 12% cheaper.
How much will I save moving from St. Paul to Cedar Rapids?
On a $75K salary, moving from St. Paul to Cedar Rapids could save roughly $525/month on core expenses. That's ~$6,300/year.
What salary do I need in Cedar Rapids to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $65,722/year in Cedar Rapids. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only