Moving from St. Paul to Bismarck (2026)
Bismarck has a COL index of 87 vs 97 for St. Paul (100 = US average). You'd pay about 10% less for the same lifestyle.
Key differences
Salary needed in Bismarck to match your St. Paul lifestyle
Based on the 10% cost of living decrease between the two cities.
| Your salary in St. Paul | Equivalent in Bismarck |
|---|---|
| $40K | $35,876 |
| $50K | $44,845 |
| $60K | $53,814 |
| $75K | $67,268 |
| $80K | $71,753 |
| $100K | $89,691 |
| $120K | $107,629 |
| $150K | $134,536 |
Monthly budget at $75K — St. Paul vs Bismarck
| Expense | St. Paul | Bismarck |
|---|---|---|
| Monthly take-home | $4,122 | $4,584 |
| 1BR rent | $1,500 | $1,150 |
| Groceries | $384 | $369 |
| Transport | $95 | $42 |
| Utilities | $195 | $152 |
| Internet | $63 | $65 |
| Left after essentials | $1,885 | $2,806 |
Frequently asked questions
Is Bismarck cheaper than St. Paul?
Yes. Bismarck has a cost of living index of 87 vs 97 for St. Paul (100 = US average). That's about 10% cheaper.
How much will I save moving from St. Paul to Bismarck?
On a $75K salary, moving from St. Paul to Bismarck could save roughly $459/month on core expenses. That's ~$5,508/year.
What salary do I need in Bismarck to match my St. Paul lifestyle?
To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $67,268/year in Bismarck. This is based on the overall COL index difference between the two cities.
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only