Moving from St. Paul to Austin (2026)

Austin has a COL index of 122 vs 97 for St. Paul (100 = US average). Expect to pay about 26% more for the same lifestyle.

Pay ~$220 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
97122
100 = US avg
1BR rent
$1,500$1,800
per month
State tax
9.9%None
income tax
Take-home at $75K
$4,122$4,741
per month

Salary needed in Austin to match your St. Paul lifestyle

Based on the 26% cost of living increase between the two cities.

Your salary in St. PaulEquivalent in Austin
$40K$50,309
$50K$62,887
$60K$75,464
$75K$94,330
$80K$100,619
$100K$125,773
$120K$150,928
$150K$188,660

Monthly budget at $75K — St. Paul vs Austin

ExpenseSt. PaulAustin
Monthly take-home$4,122$4,741
1BR rent$1,500$1,800
Groceries$384$372
Transport$95$50
Utilities$195$170
Internet$63$65
Left after essentials$1,885$2,284

Frequently asked questions

Is Austin cheaper than St. Paul?

No. Austin has a cost of living index of 122 vs 97 for St. Paul (100 = US average). That's about 26% more expensive.

How much will I save moving from St. Paul to Austin?

On a $75K salary, core expenses in Austin run about $220/month more than St. Paul. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $94,330/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only