Moving from St. Paul to Athens (2026)

Athens has a COL index of 55 vs 97 for St. Paul (100 = US average). You'd pay about 43% less for the same lifestyle.

Save ~$856/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
97 โ†’ 55
100 = US avg
1BR rent
$1,500 โ†’ $700
per month
State tax
9.9% โ†’ 9%
income tax
COL difference
97 โ†’ 55
43% cheaper

Salary needed in Athens to match your St. Paul lifestyle

Based on the 43% cost of living decrease between the two cities.

Your salary in St. PaulEquivalent in Athens
$40K$22,680
$50K$28,351
$60K$34,021
$75K$42,526
$80K$45,361
$100K$56,701
$120K$68,041
$150K$85,052

Adjust your salary

Save ~$887/moon core expenses at $75K

Monthly budget at $75K โ€” St. Paul vs Athens

ExpenseSt. PaulAthens
Monthly take-home$4,122$4,178
1BR rent$1,500$700
Groceries$384$380
Transport$95$150
Utilities$195$90
Internet$63$30
Left after essentials$1,885$2,828

30-Year Wealth Builder

If you invest your monthly savings of $887 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$1,082,114

over 30 years compared to staying in St. Paul โ€” that's the real price of a city.

$887/mo invested

Frequently asked questions

Is Athens cheaper than St. Paul?

Yes. Athens has a cost of living index of 55 vs 97 for St. Paul (100 = US average). That's about 43% cheaper.

How much will I save moving from St. Paul to Athens?

On a $75K salary, moving from St. Paul to Athens saves roughly $856/month on core expenses. That's ~$10,272/year.

What salary do I need in Athens to match my St. Paul lifestyle?

To maintain the same purchasing power as $75,000 in St. Paul, you'd need roughly $42,526/year in Athens. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only