Moving from St. Louis to Madrid (2026)

Madrid has a COL index of 65 vs 87 for St. Louis (100 = US average). You'd pay about 25% less for the same lifestyle.

Save ~$919/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
87 โ†’ 65
100 = US avg
1BR rent
$1,300 โ†’ $1,200
per month
State tax
4.7% โ†’ 21%
income tax
COL difference
87 โ†’ 65
25% cheaper

Salary needed in Madrid to match your St. Louis lifestyle

Based on the 25% cost of living decrease between the two cities.

Your salary in St. LouisEquivalent in Madrid
$40K$30,069
$50K$37,586
$60K$45,103
$75K$56,379
$80K$60,138
$100K$75,172
$120K$90,207
$150K$112,759

Adjust your salary

Save ~$106/moon core expenses at $75K

Monthly budget at $75K โ€” St. Louis vs Madrid

ExpenseSt. LouisMadrid
Monthly take-home$4,447$3,428
1BR rent$1,300$1,200
Groceries$369$380
Transport$75$150
Utilities$162$95
Internet$60$35
Left after essentials$2,481$1,568

30-Year Wealth Builder

If you invest your monthly savings of $106 in a low-cost index fund (7% avg return), you'd accumulate an extra:

$129,317

over 30 years compared to staying in St. Louis โ€” that's the real price of a city.

$106/mo invested

Frequently asked questions

Is Madrid cheaper than St. Louis?

Yes. Madrid has a cost of living index of 65 vs 87 for St. Louis (100 = US average). That's about 25% cheaper.

How much will I save moving from St. Louis to Madrid?

On a $75K salary, core expenses in Madrid run about $919/month more than St. Louis. Factor this into your salary negotiation when relocating.

What salary do I need in Madrid to match my St. Louis lifestyle?

To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $56,379/year in Madrid. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only