Moving from St. Louis to Lincoln (2026)
Lincoln has a COL index of 86 vs 87 for St. Louis (100 = US average). You'd pay about 1% less for the same lifestyle.
Save ~$201/mo
on core expenses · $75K salary baseline
Key differences
COL index
8786
100 = US avg
1BR rent
$1,300$1,150
per month
State tax
4.7%5.8%
income tax
Take-home at $75K
$4,447$4,378
per month
Salary needed in Lincoln to match your St. Louis lifestyle
Based on the 1% cost of living decrease between the two cities.
| Your salary in St. Louis | Equivalent in Lincoln |
|---|---|
| $40K | $39,540 |
| $50K | $49,425 |
| $60K | $59,310 |
| $75K | $74,138 |
| $80K | $79,080 |
| $100K | $98,851 |
| $120K | $118,621 |
| $150K | $148,276 |
Monthly budget at $75K — St. Louis vs Lincoln
| Expense | St. Louis | Lincoln |
|---|---|---|
| Monthly take-home | $4,447 | $4,378 |
| 1BR rent | $1,300 | $1,150 |
| Groceries | $369 | $357 |
| Transport | $75 | $48 |
| Utilities | $162 | $152 |
| Internet | $60 | $58 |
| Left after essentials | $2,481 | $2,613 |
Frequently asked questions
Is Lincoln cheaper than St. Louis?
Yes. Lincoln has a cost of living index of 86 vs 87 for St. Louis (100 = US average). That's about 1% cheaper.
How much will I save moving from St. Louis to Lincoln?
On a $75K salary, moving from St. Louis to Lincoln could save roughly $201/month on core expenses. That's ~$2,412/year.
What salary do I need in Lincoln to match my St. Louis lifestyle?
To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $74,138/year in Lincoln. This is based on the overall COL index difference between the two cities.
Moving from Lincoln to St. LouisSt. Louis vs Lincoln — full comparisonSt. Louis cost of livingLincoln cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only