Moving from St. Louis to Buffalo (2026)

Buffalo has a COL index of 90 vs 87 for St. Louis (100 = US average). Expect to pay about 3% more for the same lifestyle.

Pay ~$10 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8790
100 = US avg
1BR rent
$1,300$1,250
per month
State tax
4.7%6.9%
income tax
Take-home at $75K
$4,447$4,309
per month

Salary needed in Buffalo to match your St. Louis lifestyle

Based on the 3% cost of living increase between the two cities.

Your salary in St. LouisEquivalent in Buffalo
$40K$41,379
$50K$51,724
$60K$62,069
$75K$77,586
$80K$82,759
$100K$103,448
$120K$124,138
$150K$155,172

Monthly budget at $75K — St. Louis vs Buffalo

ExpenseSt. LouisBuffalo
Monthly take-home$4,447$4,309
1BR rent$1,300$1,250
Groceries$369$384
Transport$75$72
Utilities$162$185
Internet$60$65
Left after essentials$2,481$2,353

Frequently asked questions

Is Buffalo cheaper than St. Louis?

No. Buffalo has a cost of living index of 90 vs 87 for St. Louis (100 = US average). That's about 3% more expensive.

How much will I save moving from St. Louis to Buffalo?

On a $75K salary, moving from St. Louis to Buffalo could save roughly $10/month on core expenses. That's ~$120/year.

What salary do I need in Buffalo to match my St. Louis lifestyle?

To maintain the same purchasing power as $75,000 in St. Louis, you'd need roughly $77,586/year in Buffalo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only