Moving from St. George to Carmel (2026)

Carmel has a COL index of 98 vs 96 for St. George (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$157 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
9698
100 = US avg
1BR rent
$1,300$1,450
per month
State tax
4.7%3.2%
income tax
Take-home at $75K
$4,447$4,541
per month

Salary needed in Carmel to match your St. George lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in St. GeorgeEquivalent in Carmel
$40K$40,833
$50K$51,042
$60K$61,250
$75K$76,563
$80K$81,667
$100K$102,083
$120K$122,500
$150K$153,125

Monthly budget at $75K — St. George vs Carmel

ExpenseSt. GeorgeCarmel
Monthly take-home$4,447$4,541
1BR rent$1,300$1,450
Groceries$372$376
Transport$40$40
Utilities$148$152
Internet$63$62
Left after essentials$2,524$2,461

Frequently asked questions

Is Carmel cheaper than St. George?

No. Carmel has a cost of living index of 98 vs 96 for St. George (100 = US average). That's about 2% more expensive.

How much will I save moving from St. George to Carmel?

On a $75K salary, core expenses in Carmel run about $157/month more than St. George. Factor this into your salary negotiation when relocating.

What salary do I need in Carmel to match my St. George lifestyle?

To maintain the same purchasing power as $75,000 in St. George, you'd need roughly $76,563/year in Carmel. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only