Moving from Springfield to Wilmington (2026)

Wilmington has a COL index of 93 vs 98 for Springfield (100 = US average). You'd pay about 5% less for the same lifestyle.

Save ~$24/mo
on core expenses · $75K salary baseline

Key differences

COL index
9893
100 = US avg
1BR rent
$1,450$1,550
per month
State tax
5%4.5%
income tax
Take-home at $75K
$4,428$4,459
per month

Salary needed in Wilmington to match your Springfield lifestyle

Based on the 5% cost of living decrease between the two cities.

Your salary in SpringfieldEquivalent in Wilmington
$40K$37,959
$50K$47,449
$60K$56,939
$75K$71,173
$80K$75,918
$100K$94,898
$120K$113,878
$150K$142,347

Monthly budget at $75K — Springfield vs Wilmington

ExpenseSpringfieldWilmington
Monthly take-home$4,428$4,459
1BR rent$1,450$1,550
Groceries$391$372
Transport$72$45
Utilities$185$158
Internet$65$62
Left after essentials$2,265$2,272

Frequently asked questions

Is Wilmington cheaper than Springfield?

Yes. Wilmington has a cost of living index of 93 vs 98 for Springfield (100 = US average). That's about 5% cheaper.

How much will I save moving from Springfield to Wilmington?

On a $75K salary, core expenses in Wilmington run about $24/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Wilmington to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $71,173/year in Wilmington. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only