Moving from Springfield to Rockford (2026)

Rockford has a COL index of 82 vs 98 for Springfield (100 = US average). You'd pay about 16% less for the same lifestyle.

Save ~$490/mo
on core expenses · $75K salary baseline

Key differences

COL index
9882
100 = US avg
1BR rent
$1,450$1,050
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Rockford to match your Springfield lifestyle

Based on the 16% cost of living decrease between the two cities.

Your salary in SpringfieldEquivalent in Rockford
$40K$33,469
$50K$41,837
$60K$50,204
$75K$62,755
$80K$66,939
$100K$83,673
$120K$100,408
$150K$125,510

Monthly budget at $75K — Springfield vs Rockford

ExpenseSpringfieldRockford
Monthly take-home$4,428$4,428
1BR rent$1,450$1,050
Groceries$391$357
Transport$72$50
Utilities$185$158
Internet$65$58
Left after essentials$2,265$2,755

Frequently asked questions

Is Rockford cheaper than Springfield?

Yes. Rockford has a cost of living index of 82 vs 98 for Springfield (100 = US average). That's about 16% cheaper.

How much will I save moving from Springfield to Rockford?

On a $75K salary, moving from Springfield to Rockford could save roughly $490/month on core expenses. That's ~$5,880/year.

What salary do I need in Rockford to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $62,755/year in Rockford. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only