Moving from Springfield to Providence (2026)

Providence has a COL index of 108 vs 98 for Springfield (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$374 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98108
100 = US avg
1BR rent
$1,450$1,800
per month
State tax
5%6%
income tax
Take-home at $75K
$4,428$4,366
per month

Salary needed in Providence to match your Springfield lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Providence
$40K$44,082
$50K$55,102
$60K$66,122
$75K$82,653
$80K$88,163
$100K$110,204
$120K$132,245
$150K$165,306

Monthly budget at $75K — Springfield vs Providence

ExpenseSpringfieldProvidence
Monthly take-home$4,428$4,366
1BR rent$1,450$1,800
Groceries$391$399
Transport$72$75
Utilities$185$195
Internet$65$68
Left after essentials$2,265$1,829

Frequently asked questions

Is Providence cheaper than Springfield?

No. Providence has a cost of living index of 108 vs 98 for Springfield (100 = US average). That's about 10% more expensive.

How much will I save moving from Springfield to Providence?

On a $75K salary, core expenses in Providence run about $374/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Providence to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $82,653/year in Providence. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only