Moving from Springfield to Naperville (2026)

Naperville has a COL index of 100 vs 98 for Springfield (100 = US average). Expect to pay about 2% more for the same lifestyle.

Pay ~$159 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
98100
100 = US avg
1BR rent
$1,450$1,650
per month
State tax
5%5%
income tax
Take-home at $75K
$4,428$4,428
per month

Salary needed in Naperville to match your Springfield lifestyle

Based on the 2% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Naperville
$40K$40,816
$50K$51,020
$60K$61,224
$75K$76,531
$80K$81,633
$100K$102,041
$120K$122,449
$150K$153,061

Monthly budget at $75K — Springfield vs Naperville

ExpenseSpringfieldNaperville
Monthly take-home$4,428$4,428
1BR rent$1,450$1,650
Groceries$391$380
Transport$72$72
Utilities$185$158
Internet$65$62
Left after essentials$2,265$2,106

Frequently asked questions

Is Naperville cheaper than Springfield?

No. Naperville has a cost of living index of 100 vs 98 for Springfield (100 = US average). That's about 2% more expensive.

How much will I save moving from Springfield to Naperville?

On a $75K salary, core expenses in Naperville run about $159/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Naperville to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $76,531/year in Naperville. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only