Moving from Springfield to McAllen (2026)

McAllen has a COL index of 78 vs 98 for Springfield (100 = US average). You'd pay about 20% less for the same lifestyle.

Save ~$615/mo
on core expenses · $75K salary baseline

Key differences

COL index
9878
100 = US avg
1BR rent
$1,450$950
per month
State tax
5%None
income tax
Take-home at $75K
$4,428$4,741
per month

Salary needed in McAllen to match your Springfield lifestyle

Based on the 20% cost of living decrease between the two cities.

Your salary in SpringfieldEquivalent in McAllen
$40K$31,837
$50K$39,796
$60K$47,755
$75K$59,694
$80K$63,673
$100K$79,592
$120K$95,510
$150K$119,388

Monthly budget at $75K — Springfield vs McAllen

ExpenseSpringfieldMcAllen
Monthly take-home$4,428$4,741
1BR rent$1,450$950
Groceries$391$338
Transport$72$35
Utilities$185$165
Internet$65$60
Left after essentials$2,265$3,193

Frequently asked questions

Is McAllen cheaper than Springfield?

Yes. McAllen has a cost of living index of 78 vs 98 for Springfield (100 = US average). That's about 20% cheaper.

How much will I save moving from Springfield to McAllen?

On a $75K salary, moving from Springfield to McAllen could save roughly $615/month on core expenses. That's ~$7,380/year.

What salary do I need in McAllen to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $59,694/year in McAllen. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only