Moving from Springfield to Lincoln (2026)

Lincoln has a COL index of 86 vs 98 for Springfield (100 = US average). You'd pay about 12% less for the same lifestyle.

Save ~$398/mo
on core expenses · $75K salary baseline

Key differences

COL index
9886
100 = US avg
1BR rent
$1,450$1,150
per month
State tax
5%5.8%
income tax
Take-home at $75K
$4,428$4,378
per month

Salary needed in Lincoln to match your Springfield lifestyle

Based on the 12% cost of living decrease between the two cities.

Your salary in SpringfieldEquivalent in Lincoln
$40K$35,102
$50K$43,878
$60K$52,653
$75K$65,816
$80K$70,204
$100K$87,755
$120K$105,306
$150K$131,633

Monthly budget at $75K — Springfield vs Lincoln

ExpenseSpringfieldLincoln
Monthly take-home$4,428$4,378
1BR rent$1,450$1,150
Groceries$391$357
Transport$72$48
Utilities$185$152
Internet$65$58
Left after essentials$2,265$2,613

Frequently asked questions

Is Lincoln cheaper than Springfield?

Yes. Lincoln has a cost of living index of 86 vs 98 for Springfield (100 = US average). That's about 12% cheaper.

How much will I save moving from Springfield to Lincoln?

On a $75K salary, moving from Springfield to Lincoln could save roughly $398/month on core expenses. That's ~$4,776/year.

What salary do I need in Lincoln to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $65,816/year in Lincoln. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only