Moving from Springfield to Fargo (2026)

Fargo has a COL index of 89 vs 81 for Springfield (100 = US average). Expect to pay about 10% more for the same lifestyle.

Pay ~$271 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8189
100 = US avg
1BR rent
$1,000$1,250
per month
State tax
5%2.5%
income tax
Take-home at $75K
$4,428$4,584
per month

Salary needed in Fargo to match your Springfield lifestyle

Based on the 10% cost of living increase between the two cities.

Your salary in SpringfieldEquivalent in Fargo
$40K$43,951
$50K$54,938
$60K$65,926
$75K$82,407
$80K$87,901
$100K$109,877
$120K$131,852
$150K$164,815

Monthly budget at $75K — Springfield vs Fargo

ExpenseSpringfieldFargo
Monthly take-home$4,428$4,584
1BR rent$1,000$1,250
Groceries$357$369
Transport$48$50
Utilities$155$155
Internet$58$65
Left after essentials$2,810$2,695

Frequently asked questions

Is Fargo cheaper than Springfield?

No. Fargo has a cost of living index of 89 vs 81 for Springfield (100 = US average). That's about 10% more expensive.

How much will I save moving from Springfield to Fargo?

On a $75K salary, core expenses in Fargo run about $271/month more than Springfield. Factor this into your salary negotiation when relocating.

What salary do I need in Fargo to match my Springfield lifestyle?

To maintain the same purchasing power as $75,000 in Springfield, you'd need roughly $82,407/year in Fargo. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only