Moving from Split to Duluth (2026)
Duluth has a COL index of 87 vs 55 for Split (100 = US average). Expect to pay about 58% more for the same lifestyle.
Pay ~$131 more/mo
on rent + taxes · $75K salary baseline
Change cities
Key differences
COL index
55 → 87
100 = US avg
1BR rent
$700 → $1,200
per month
State tax
20% → 9.9%
income tax
COL difference
55 → 87
58% more expensive
Salary needed in Duluth to match your Split lifestyle
Based on the 58% cost of living increase between the two cities.
| Your salary in Split | Equivalent in Duluth |
|---|---|
| $40K | $63,273 |
| $50K | $79,091 |
| $60K | $94,909 |
| $75K | $118,636 |
| $80K | $126,545 |
| $100K | $158,182 |
| $120K | $189,818 |
| $150K | $237,273 |
Adjust your salary
Pay ~$521/mo moreon core expenses at $75K
Monthly budget at $75K — Split vs Duluth
| Expense | Split | Duluth |
|---|---|---|
| Monthly take-home | $3,491 | $4,122 |
| 1BR rent | $700 | $1,200 |
| Groceries | $380 | $369 |
| Transport | $150 | $60 |
| Utilities | $80 | $165 |
| Internet | $25 | $62 |
| Left after essentials | $2,156 | $2,266 |
Frequently asked questions
Is Duluth cheaper than Split?
No. Duluth has a cost of living index of 87 vs 55 for Split (100 = US average). That's about 58% more expensive.
How much will I save moving from Split to Duluth?
On a $75K salary, moving from Split to Duluth saves roughly $131/month on core expenses. That's ~$1,572/year.
What salary do I need in Duluth to match my Split lifestyle?
To maintain the same purchasing power as $75,000 in Split, you'd need roughly $118,636/year in Duluth. This is based on the overall COL index difference.
Moving from Duluth to SplitSplit vs Duluth — full comparisonSplit cost of livingDuluth cost of living
Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow · BLS · Numbeo · For general guidance only