Moving from Split to Chattanooga (2026)

Chattanooga has a COL index of 86 vs 55 for Split (100 = US average). Expect to pay about 56% more for the same lifestyle.

Pay ~$700 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
55 โ†’ 86
100 = US avg
1BR rent
$700 โ†’ $1,250
per month
State tax
20% โ†’ None
income tax
COL difference
55 โ†’ 86
56% more expensive

Salary needed in Chattanooga to match your Split lifestyle

Based on the 56% cost of living increase between the two cities.

Your salary in SplitEquivalent in Chattanooga
$40K$62,545
$50K$78,182
$60K$93,818
$75K$117,273
$80K$125,091
$100K$156,364
$120K$187,636
$150K$234,545

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$540/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Split vs Chattanooga

ExpenseSplitChattanooga
Monthly take-home$3,491$4,741
1BR rent$700$1,250
Groceries$380$357
Transport$150$45
Utilities$80$165
Internet$25$58
Left after essentials$2,156$2,866

Frequently asked questions

Is Chattanooga cheaper than Split?

No. Chattanooga has a cost of living index of 86 vs 55 for Split (100 = US average). That's about 56% more expensive.

How much will I save moving from Split to Chattanooga?

On a $75K salary, moving from Split to Chattanooga saves roughly $700/month on core expenses. That's ~$8,400/year.

What salary do I need in Chattanooga to match my Split lifestyle?

To maintain the same purchasing power as $75,000 in Split, you'd need roughly $117,273/year in Chattanooga. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only