Moving from South Bend to Sioux Falls (2026)

Sioux Falls has a COL index of 88 vs 82 for South Bend (100 = US average). Expect to pay about 7% more for the same lifestyle.

Pay ~$214 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8288
100 = US avg
1BR rent
$1,050$1,250
per month
State tax
3.2%None
income tax
Take-home at $75K
$4,541$4,741
per month

Salary needed in Sioux Falls to match your South Bend lifestyle

Based on the 7% cost of living increase between the two cities.

Your salary in South BendEquivalent in Sioux Falls
$40K$42,927
$50K$53,659
$60K$64,390
$75K$80,488
$80K$85,854
$100K$107,317
$120K$128,780
$150K$160,976

Monthly budget at $75K — South Bend vs Sioux Falls

ExpenseSouth BendSioux Falls
Monthly take-home$4,541$4,741
1BR rent$1,050$1,250
Groceries$353$365
Transport$42$42
Utilities$155$155
Internet$58$60
Left after essentials$2,883$2,869

Frequently asked questions

Is Sioux Falls cheaper than South Bend?

No. Sioux Falls has a cost of living index of 88 vs 82 for South Bend (100 = US average). That's about 7% more expensive.

How much will I save moving from South Bend to Sioux Falls?

On a $75K salary, core expenses in Sioux Falls run about $214/month more than South Bend. Factor this into your salary negotiation when relocating.

What salary do I need in Sioux Falls to match my South Bend lifestyle?

To maintain the same purchasing power as $75,000 in South Bend, you'd need roughly $80,488/year in Sioux Falls. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only