Moving from South Bend to Missoula (2026)

Missoula has a COL index of 97 vs 82 for South Bend (100 = US average). Expect to pay about 18% more for the same lifestyle.

Pay ~$276 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8297
100 = US avg
1BR rent
$1,050$1,300
per month
State tax
3.2%6.8%
income tax
Take-home at $75K
$4,541$4,316
per month

Salary needed in Missoula to match your South Bend lifestyle

Based on the 18% cost of living increase between the two cities.

Your salary in South BendEquivalent in Missoula
$40K$47,317
$50K$59,146
$60K$70,976
$75K$88,720
$80K$94,634
$100K$118,293
$120K$141,951
$150K$177,439

Monthly budget at $75K — South Bend vs Missoula

ExpenseSouth BendMissoula
Monthly take-home$4,541$4,316
1BR rent$1,050$1,300
Groceries$353$376
Transport$42$45
Utilities$155$145
Internet$58$68
Left after essentials$2,883$2,382

Frequently asked questions

Is Missoula cheaper than South Bend?

No. Missoula has a cost of living index of 97 vs 82 for South Bend (100 = US average). That's about 18% more expensive.

How much will I save moving from South Bend to Missoula?

On a $75K salary, core expenses in Missoula run about $276/month more than South Bend. Factor this into your salary negotiation when relocating.

What salary do I need in Missoula to match my South Bend lifestyle?

To maintain the same purchasing power as $75,000 in South Bend, you'd need roughly $88,720/year in Missoula. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only