Moving from South Bend to Dayton (2026)

Dayton has a COL index of 83 vs 82 for South Bend (100 = US average). Expect to pay about 1% more for the same lifestyle.

Pay ~$83 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
8283
100 = US avg
1BR rent
$1,050$1,100
per month
State tax
3.2%3.5%
income tax
Take-home at $75K
$4,541$4,522
per month

Salary needed in Dayton to match your South Bend lifestyle

Based on the 1% cost of living increase between the two cities.

Your salary in South BendEquivalent in Dayton
$40K$40,488
$50K$50,610
$60K$60,732
$75K$75,915
$80K$80,976
$100K$101,220
$120K$121,463
$150K$151,829

Monthly budget at $75K — South Bend vs Dayton

ExpenseSouth BendDayton
Monthly take-home$4,541$4,522
1BR rent$1,050$1,100
Groceries$353$361
Transport$42$60
Utilities$155$162
Internet$58$58
Left after essentials$2,883$2,781

Frequently asked questions

Is Dayton cheaper than South Bend?

No. Dayton has a cost of living index of 83 vs 82 for South Bend (100 = US average). That's about 1% more expensive.

How much will I save moving from South Bend to Dayton?

On a $75K salary, core expenses in Dayton run about $83/month more than South Bend. Factor this into your salary negotiation when relocating.

What salary do I need in Dayton to match my South Bend lifestyle?

To maintain the same purchasing power as $75,000 in South Bend, you'd need roughly $75,915/year in Dayton. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only