Moving from South Bend to Austin (2026)

Austin has a COL index of 122 vs 82 for South Bend (100 = US average). Expect to pay about 49% more for the same lifestyle.

Pay ~$799 more/mo
on core expenses · $75K salary baseline

Key differences

COL index
82122
100 = US avg
1BR rent
$1,050$1,800
per month
State tax
3.2%None
income tax
Take-home at $75K
$4,541$4,741
per month

Salary needed in Austin to match your South Bend lifestyle

Based on the 49% cost of living increase between the two cities.

Your salary in South BendEquivalent in Austin
$40K$59,512
$50K$74,390
$60K$89,268
$75K$111,585
$80K$119,024
$100K$148,780
$120K$178,537
$150K$223,171

Monthly budget at $75K — South Bend vs Austin

ExpenseSouth BendAustin
Monthly take-home$4,541$4,741
1BR rent$1,050$1,800
Groceries$353$372
Transport$42$50
Utilities$155$170
Internet$58$65
Left after essentials$2,883$2,284

Frequently asked questions

Is Austin cheaper than South Bend?

No. Austin has a cost of living index of 122 vs 82 for South Bend (100 = US average). That's about 49% more expensive.

How much will I save moving from South Bend to Austin?

On a $75K salary, core expenses in Austin run about $799/month more than South Bend. Factor this into your salary negotiation when relocating.

What salary do I need in Austin to match my South Bend lifestyle?

To maintain the same purchasing power as $75,000 in South Bend, you'd need roughly $111,585/year in Austin. This is based on the overall COL index difference between the two cities.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates at $75K. Zillow · BLS · Numbeo · For general guidance only