Moving from Sofia to Memphis (2026)

Memphis has a COL index of 83 vs 48 for Sofia (100 = US average). Expect to pay about 73% more for the same lifestyle.

Pay ~$65 more/mo
on rent + taxes ยท $75K salary baseline

Change cities

Key differences

COL index
48 โ†’ 83
100 = US avg
1BR rent
$540 โ†’ $1,100
per month
State tax
10% โ†’ None
income tax
COL difference
48 โ†’ 83
73% more expensive

Salary needed in Memphis to match your Sofia lifestyle

Based on the 73% cost of living increase between the two cities.

Your salary in SofiaEquivalent in Memphis
$40K$69,167
$50K$86,458
$60K$103,750
$75K$129,688
$80K$138,333
$100K$172,917
$120K$207,500
$150K$259,375

๐Ÿ’ต Household income (before tax)

$75K
$
$30K$300K
Pay ~$572/mo moreon core expenses at $75K

Monthly budget at $75K โ€” Sofia vs Memphis

ExpenseSofiaMemphis
Monthly take-home$4,116$4,741
1BR rent$540$1,100
Groceries$380$357
Transport$150$55
Utilities$75$170
Internet$20$55
Left after essentials$2,951$3,004

Frequently asked questions

Is Memphis cheaper than Sofia?

No. Memphis has a cost of living index of 83 vs 48 for Sofia (100 = US average). That's about 73% more expensive.

How much will I save moving from Sofia to Memphis?

On a $75K salary, moving from Sofia to Memphis saves roughly $65/month on core expenses. That's ~$780/year.

What salary do I need in Memphis to match my Sofia lifestyle?

To maintain the same purchasing power as $75,000 in Sofia, you'd need roughly $129,688/year in Memphis. This is based on the overall COL index difference.

Estimates based on Q1 2026 COL index and market data. Budget uses simplified federal/state tax rates. Zillow ยท BLS ยท Numbeo ยท For general guidance only